Typical Utah home purchase timeline:
- Pre-approval (1-3 days) — soft pull with a lender
- Home search (varies) — with a licensed agent
- Offer & REPC contract — Utah uses the state’s Real Estate Purchase Contract
- Earnest money deposit (typically 1-2% of purchase price, held in escrow)
- Due diligence period (usually 7-14 days) — inspections, appraisal ordered
- Loan & appraisal (21-30 days) — underwriting
- Final walkthrough (24-48 hours before close)
- Closing — typically 30-45 days from accepted offer
Utah is an attorney-optional state — a title company handles most closings.