Utah First Credit Union is a mortgage lender serving Utah homebuyers, refinancers, and investment property borrowers. Listed in the Utah Real Estate Directory as a verified lending partner.
About Utah First Credit Union
Utah First Credit Union originates residential mortgage loans across Utah, including conventional, FHA, VA, USDA, jumbo, and portfolio products. Rate quotes and loan estimates are available on request through the lender directly.
Loan Products
- Conventional 30-year and 15-year fixed
- FHA (low down payment, credit-flexible)
- VA (0% down for eligible veterans)
- Jumbo (loan amounts above conforming limits — relevant for Park City / Deer Valley)
- Refinance and cash-out refinance
- First-time buyer programs
Utah Market Notes
Utah’s median home price sits around $540,000, which pushes many transactions above conventional conforming limits in Salt Lake, Utah, and Summit counties. Utah First Credit Union handles both conforming and jumbo transactions. See the Utah Mortgage Guide for current rate context and program details.